Quick Loans

  • Loans from £100 – £5,000
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  • Money sent the same day
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Get a quick loan today with Short Term Loans UK

"Thousands of happy customers find a loan with us everyday"
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Warning: Late repayment of payday loans can cause you serious money problems. For help, go to moneyhelper.org.uk.
We are a credit broker and not a lender.
Short Term Loans UK will never call you and will never charge you any fees. Never pay upfront fees for a loan or send money in return for a loan. 
Rates from 12.9% APR to 1721% APR. The minimum Loan Term is 3 months. The maximum Loan Term is 36 months. 
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed). Representative APR: 79.5% (variable).
*Subject to application being approved by the lender. Not all lenders are able to provide up to £5000.
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Short term loans easy approval

Short term loans easy approvals are unsecured credit products that are often used for emergencies. They are payable within a few months, with some lenders giving you up to nine months to make your repayments, which brings down your repayments, making them more affordable. You can apply for £100 up to £1.500 or more, depending on the lender.

Before considering a short-term loan easy approval, it’s important to remember that if you don’t think you can make the repayments, you should not apply. Late repayments can cause serious long term financial problems.

Online short-term loans are a solution when you find that you have an extra cost you were not expecting and you have exhausted all other options. This can be an emergency car repair or an unexpected bill. You can borrow up to £1,500, depending on the lender and make your repayments over a period of a few months in equal monthly instalments. Most short term lenders will pay the money into your bank the same day as approval.

Good and bad credit history

Short term loans easy approval do consider those with a bad credit history. Most lenders understand that you may have experienced financial difficulty in the past and are willing to take a risk on you. You may find if you don’t have a stellar credit history that you will pay a higher interest rate than someone with an excellent credit rating. Remember to only apply if you are sure you can make the repayment instalments on time.

Short term loans easy approval provide a fast decision and once approved and you have signed the loan agreement, the money can be in your bank the same day, or if it is late in the day, your loan will be in your bank the following day.

What are short term loans?

A short term loan easy approval is an unsecured instalment loan. You receive a lump sum that is repaid over an agreed period in monthly instalments. Most lenders will offer a short term loan from three to nine months. They are short term loans as they are repaid within a short period, unlike personal loans, which you can repay over sixty months or more.

Eligibility criteria

When applying for a short term loan easy approval, you will find that lenders have their own eligibility criteria, which is what they focus on. This is why most people are approved, even if you don’t have the best credit history.

As responsible lenders, you will need to meet the following requirements in order to be approved for a short term loan easy approval:

  • Be a United Kingdom citizen
  • Be eighteen years of age or older
  • Have a UK bank account
  • Be employed with a steady income

How are repayments made?

Lenders in the United Kingdom will make you sign a loan agreement for your short term loan easy approval. This means that you agree to repayment the loan over a set period, which includes APR and interest. This can be up to nine months or longer, depending on the lender.

You also select what day of the month you prefer the repayment to come off your bank account. This can be done based on when your salary reaches your account. Repayments are done through a direct debit systems, so you only have to ensure you have enough money in your account to cover the debit order.

In the event you find you cannot make a repayment on time for whatever reason, you must contact your lender as soon as possible and make a payment plan with them. Most lenders are willing to make a plan to help you where they can, helping you repay the loan quickly and within your budget.

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